Mexico Auto Insurance

Mexico Auto Insurance is specialized coverage designed specifically for U.S. and Canadian citizens driving into Mexico. It provides the legally required protection that Mexican authorities recognize and accept.

Your policy comes from insurers authorized by the Comisión Nacional de Seguros y Fianzas—the only documentation that satisfies Mexican requirements. With it, you drive with the same confidence you enjoy at home.

If you’re wondering if you should buy Mexico auto insurance, there is something you should know. Your American auto insurance stops working at the Mexican border. This isn’t a sales tactic—it’s Mexican law.

Mexican authorities don’t recognize foreign insurance policies as valid proof of financial responsibility. Even if your agent assured you of “Mexico coverage,” that endorsement won’t satisfy legal requirements when you’re asked to show proof of insurance.

Without proper Mexican insurance, you’ll find yourself personally responsible for damages, medical expenses, and legal costs. Those costs must be settled before you can continue your journey or return home.

A proper policy from a Mexican insurance company solves these problems before they begin. And that’s precisely what we provide.

Before heading south, you’re going to have to get some required documents. Ensure these items are readily available:

• Valid driver’s license
• Vehicle registration or lease agreement
• Permission letter from lienholder (for financed vehicles)
• Mexico auto insurance policy documents
• FMM tourist permit (for travel beyond the border zone)
• Vehicle importation permit (for travel beyond the border zone)

A small folder containing these documents can prevent significant headaches during your journey.

Securing your Mexico protection takes less time than reading this page:

1. Enter Your Information – Provide basic details about your vehicle, drivers, and travel dates.
2. Select Your Coverage – Choose the protection that matches your needs and budget.
3. Complete Your Purchase – Pay securely using any major credit card.
4. Access Your Policy – Your documentation arrives immediately, ready to print or store on your mobile device.

You’ll have a Mexico auto insurance policy before your coffee finishes brewing.

The cost of coverage in Mexico depends on three simple things: your vehicle’s value, your coverage level, and how long you’ll be driving.

Liability-only policies start at just $32 for a full week—less than a single tank of gas.

Full coverage, including physical damage, typically ranges between $60 and $125 per week, depending on the vehicle.

That’s a small price to pay when you consider the alternative: paying out of pocket for an accident, which averaged $4,300 among customers who filed claims last year.