Home Insurance Discounts

You can save up to 20% when you bundle homeowners and auto insurance. Combine your home with a motorcycle, boat, RV, or even a second home—and the discounts stack up.

We reward loyalty, simplicity, and smart planning. The more you bring under one roof, the more you keep in your pocket.

Learn more about bundling your policies.

The alarm that alerts the police should also alert your wallet.

When your home is protected by a centrally monitored alarm system, you’re not just keeping intruders out—you’re keeping costs down.

Homes with qualifying alarm systems may receive a substantial discount on premiums. It’s simple: a protected home is a preferred risk.

Just bought a home? Here’s a housewarming gift.

Newer homes tend to come with modern systems, updated wiring, and fewer costly surprises. That means fewer claims—and lower rates.

If you’ve recently purchased your home, you could qualify for a discount that recognizes the lower risk that comes with a fresh start.

Newer builds, lower bills.

The age of your home matters. Homes built in the last few decades generally come with safer materials and more reliable systems.

If your home falls into the right window, you could qualify for a discount simply based on the year it was built.

Roofs that resist fire deserve a break.

Tile roofs offer superior protection from fire and weather damage, which means less risk—and better rates.

If your home has a tile roof, you may be eligible for a premium credit that reflects that durability. Solid on top, smart underneath.

If this discount is available to you, it’s an easy one to earn. Just select to pay for your 12-month policy upfront.

Eco-friendly meets wallet-friendly.

Energy-efficient homes help reduce your environmental impact—and your insurance premium. If your home meets specific green construction or certification standards, you may be eligible for a discount that rewards sustainability.

Good for the planet. Great for your pocket.