CAR INSURANCE 101

Full Coverage Auto Insurance: The Protection Myth That Could Leave You Exposed You’ve probably heard the term tossed around by everyone from your neighbor to your local insurance agent: “full coverage auto insurance.” It sounds reassuring, doesn’t it? Like a warm security blanket that protects your vehicle from any possible harm. There’s just one tiny […]

Being Underinsured: The $56,000 Mistake You Didn’t See Coming Remember when you said, “Nah, I don’t need a phone case,” and then watched your screen shatter in slow motion? That’s the exact feeling of being underinsured — except the damage costs way more than a screen repair. That’s what it feels like to be underinsured. […]

Comparison Auto Insurance Quotes: The Naked Truth Behind Those Seductive Low Prices Ever flirted with one of those comparison auto insurance quote sites? You know the ones—they promise the digital equivalent of speed dating with multiple insurance companies, all competing for your affection with their lowest possible rates. “What a time to be alive!” you […]

Is There Different Auto Insurance For Electric Cars? If you’re considering buying an electric car, or possibly a hybrid, and you may be wondering if there is different auto insurance for electric cars. The good news is that there really isn’t. Note: This was the blog post I was going to write before I saw […]

The Naked Truth About Insurance Protection: Don’t Buy Your Financial Safety Net at the Dollar Store Look, we get it. Nobody wakes up in the morning thinking, “I can’t wait to spend money on insurance protection today!” But here’s the inconvenient truth: focusing on insurance premiums instead of the protection it provides is like buying […]

Coffee vs. Car Insurance: What Your Daily Brew Says About Your Buying Habits There’s something oddly sacred about the morning cup of coffee. It’s not just about caffeine—it’s about ritual. A pause before the chaos. A warm, familiar comfort that quietly says, “You’ve got this.” Coffee, for many of us, is non-negotiable. We’ll stand in […]

Pay-As-You-Drive: How Usage Based Auto Insurance Is Finally Giving Good Drivers What They Deserve Are you still paying the same insurance rates as that maniac who cuts you off every morning on your commute? If so, you’re being robbed in broad daylight… with your insurance company holding the bag. Welcome to the revolution of usage […]

Buying Auto Insurance Online: Tips Before You Click Considering buying auto insurance online, take a read through this and get some helpful tips. You would have to be living under a rock to not notice that the internet has made many of our shopping choices easier or more convenient. Shocker! And it’s no different for […]

Five Reasons for Switching Car Insurance Roughly 72% of us renew with our car insurance company each year. But many of us could be saving hundreds of dollars if we simply switch car insurance. Really!  Hundreds of dollars for switching car insurance. Check it out, and if you decide to shop for car insurance today, […]

California Proposition 103: The Unintended Consequences for Consumers In 1988, California voters passed Proposition 103 by a narrow margin of 51.1% to 48.9%. Designed as a populist response to increasing California auto insurance rates, the proposition sought to protect consumers by limiting how insurance companies set rates. While the measure was intended to curb price […]