Business Insurance

What Small Business Should Know About Employment Practices Liability What if an employee sues your business for an employment-related matter? Would you have protection? Do you know which coverage provides business protection from things like wrongful termination, discrimination, or sexual harassment? Most small business owners don’t know what insurance coverage protects them from employment-related claims, […]

Right to Refuse Service: What Every Business Owner Needs to Know “We reserve the right to refuse service to anyone.” You’ve seen the sign. Perhaps you’ve even posted one in your own establishment. But can a business refuse service legally? And more importantly—should they? Jack Phillips, owner of Masterpiece Cakeshop in Colorado, learned the hard […]

Freelancers Need Business Insurance: The Protection Solopreneurs Foolishly Skip “I became a freelancer to escape corporate nonsense like insurance paperwork,” said every soon-to-be-sorry solopreneur ever. Here’s the uncomfortable truth many freelancers avoid: the moment you accepted payment for that first gig, you didn’t just become your own boss — you became a full-fledged business owner. […]

What Smart Business Owners Know Before They Buy Business Insurance When you buy business insurance, you’re making one of the most intelligent risk management decisions possible. It’s not just another expense—it’s your business survival strategy. Every day, you’re gambling with your company’s future. Every customer who walks through your door, every product you ship, every […]

What are the Most Common Business Insurance Claims? There are a lot of questions small business owners have before they buy business insurance. First and foremost, they want to know about the price of business insurance, but the real concern is whether will it protect their company from costly business insurance claims. Small business insurance […]

8 Critical Questions to Ask Before You Buy Small Business Insurance Most business insurance articles start by scaring you with worst-case scenarios. We won’t do that. In fact, this one starts with a confession: when you buy small business insurance, you’re purchasing something that admittedly sounds boring and technical. But so are seatbelts until you […]

The Surprising Things That Are Simply Less Important Than General Liability Insurance Let’s be honest: launching a business these days is about as difficult as ordering takeout. Got a cute name? A free Canva account? Enough cold brew coursing through your veins to stay awake until 3 AM? Congratulations, entrepreneur! Your Shopify store can be […]

7 Things You Didn’t Know Business Insurance Might Cover We aren’t born understanding the nuances and complexities of business insurance. Heck, many of the concepts are foreign to us so we hold on to popular myths about insurance. So, it’s understandable if you’re asking, “what does business insurance cover?” But you didn’t get this far […]

What is the price for small business insurance? Business owners are constantly juggling a lot of expenses. For most of these expenses, it’s pretty easy to estimate the price. This isn’t the case with business insurance. This explains why one of the most popular questions we get is, what is the price for small business […]

What is Product Liability Insurance Coverage? You had a great idea to build a business, so you developed a plan and prototypes. It took time, but you made your pitches and secured your funding. Now you’re well on the way to realizing your dream.  You’re now a business owner and need to consider what happens […]