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Safeco to Exit Specialty Insurance Lines in California by 2026: What This Means for the Market The Department of Insurance has been working hard to find a fix to the home insurance crisis in California. Nonetheless, in December 2024, Liberty Mutual announced plans for Safeco to exit specialty insurance in California by 2026. This includes […]
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Commercial Lease Insurance Requirements: What Business Owners Should Know Before Signing You found the perfect location. The commercial lease terms seemed reasonable. You were ready to sign on the dotted line and get your business rolling. Then you saw it—that insurance requirement. Not just any insurance, but general liability insurance with coverage limits that made […]
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What is Dwelling Coverage? (The One Part of Your Homeowners Policy You Can’t Afford to Ignore) Let’s be honest. Reading your homeowner’s insurance policy—especially the dwelling coverage section—ranks somewhere between watching paint dry and alphabetizing your spice rack on the excitement scale. But here’s the truth no insurance agent wants to admit: most people don’t […]
What to Expect When Driving in Mexico Are you planning to hit the road and drive to Mexico on your next vacation? Driving in Mexico can be a fantastic way to explore the country’s stunning landscapes, vibrant cities, and rich cultural heritage. However, before you head out on your adventure, it’s important to know what […]
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Fire Damage and Home Insurance: Uncovering How Coverage Works Fire damage doesn’t wait for you to understand your insurance policy. It strikes without warning, transforming everything you’ve built into ash and memory faster than you can say “comprehensive coverage.” Morbid? Perhaps. But facing this uncomfortable truth might be the most important five minutes you spend […]

The Latest: Small Business Insurance

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Why General Liability Insurance Is Important: The Protection Smart Businesses Don’t Skip You’re getting ready to launch your business. You’ve got the name, the logo, maybe even the matching t-shirts. But there’s one thing most new entrepreneurs skip over—or don’t think about until it’s too late: General liability insurance is important for any business that […]
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What Is a Certificate of Insurance — And Why You Should Know How to Read One You’ve just landed a big job. The client’s thrilled. You’re ready to get to work—and then they ask, “Can you send over a certificate of insurance?” Cue the record scratch. The blank stare. The frantic Google search. Let’s be […]
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Restaurant Liability Risks: Hidden Dangers That Could Lead to Costly Lawsuits Running a restaurant is tough—tight margins, demanding customers, and a fast-paced environment where one mistake can cost you everything. All this, and then there are restaurant liability risks that threaten your business every day. But the biggest restaurant liability risks aren’t always visible. They’re […]

The Latest: Home Insurance 101

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Save Money on Home Insurance: Insider Strategies That Actually Work Every year, millions of homeowners pay too much for coverage they don’t need — and not enough for the protection they do. If you want to save money on home insurance without risking your home, read this. Your home isn’t just four walls and a […]
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California’s Home Insurance Crisis: What Homeowners Need to Know If you’re a California homeowner, you already know that finding affordable home insurance is getting harder. Without knowing why, as a homeowner, you’re deeply immersed in California’s home insurance crisis. A crisis that has led many carriers to stop writing personal property in the state, or […]
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The Long-Awaited Fix for California’s Home Insurance Crisis: Too Little, Too Late? California’s homeowners insurance market is in crisis, with many residents struggling to secure affordable coverage. Wildfires continue to devastate communities, and insurers have responded by scaling back or pulling out altogether. While the California Department of Insurance has finally taken action to address […]

The Latest: Car Insurance 101

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Convertible Car Insurance: Why It Costs More (and How to Make It Work for You) Let’s be honest — owning a convertible isn’t just about transportation. It’s about lifestyle. But that lifestyle demands protection — convertible car insurance. But let’s reset. There’s nothing quite like cruising down the highway, wind in your hair, sun on […]
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Distracted Driving: What It Is, Why It Happens, and How to Prevent It Distracted driving kills someone every 88 minutes in America. That’s not just a stat — that’s real people, real families, and real moments lost forever. And most of the time? It was preventable. Many of us don’t think we’re part of the […]
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7 Reasons it’s Smart to Buy Mexico Auto Insurance Online If you’re planning to drive into Mexico, securing the best Mexico auto insurance should be a top priority. Mexico requires foreign drivers to carry a valid Mexican auto insurance policy, and having the right coverage can protect you from unexpected financial burdens due to accidents, […]

The Latest: Family, Lifestyle, & Home

What to Expect When Driving in Mexico Are you planning to hit the road and drive to Mexico on your next vacation? Driving in Mexico can be a fantastic way to explore the country’s stunning landscapes, vibrant cities, and rich cultural heritage. However, before you head out on your adventure, it’s important to know what […]
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Will My Cell Phone Work In Mexico? Are you planning a road trip south of the boarder? If you are, you’d probably like to know if your cell phone works in Mexico. This is a common and important question when planning a trip to Mexico. This is one of the most common questions southbound travelers […]
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Tips to Prepare Your Home Before You Leave for Vacation There are two near certainties when you take your annual family vacation: you’re about to create lasting memories, and the planning is hard work. It really doesn’t matter if you’re planning a cross-country RV road trip, traveling to an all-inclusive beach resort, or a European […]
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The Latest: Personal Finance

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Three Big Financial Fails that People Make You are good at maintaining a healthy financial standing, are financially literate, and are generally good at planning and budgeting. This makes you financially savvy. However, even the savviest financial wiz kid will make mistakes from time to time. It’s easy, there are a lot of ways to […]
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What is the Averge Cost to Raise a Child? When you consider having children and starting your family, you’ll likely think about many things, most obvious among those would be timing, your monthly budget and concerns over the newborn’s health. What you may not think about is the average cost of raising a child from […]
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Should I Pay off My Mortgage Early? If you’re a homeowner with a mortgage you’ve wondered from time-to-time just what it would be like if you just didn’t have a monthly mortgage payment. You may be asking yourself right now, should I pay off my mortgage? Oh, what you could do with the monthly savings. […]

The Latest: Pets & Pet Insurance

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Should I Get Pet Insurance? If you’re asking yourself, should I get pet insurance, it’s because you care deeply for your pet. Why else would you consider paying an annual premium for your cat or dog? Now, pet health insurance isn’t going to be for everyone. But for a myriad of different reasons, it’s right […]
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How Much Does Pet Insurance Cost? You’re bringing home a new pet, and you have a few questions. Should I get pet insurance, and what does pet insurance cost? Well, the reality is that the cost of pet insurance varies based on several factors. Things like your location, the type of pet you want to […]