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Author: Scott Boren

Make Life Insurance Your First Purchase

Written by Scott Boren on . Posted in Life Insurance.

Why You Should Make Life Insurance Your First Purchase I remember getting my first real job. Having a steady, good-paying job made me feel grown up. I wasted no time running out to buy a new car. My old bucket just wasn’t going to do it for me any longer. But that wasn’t the best way to invest my new income. Don’t do what I did. I was quickly making all the big financial...

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insurance declarations page

What Is an Insurance Declarations Page? (And Why You Should Read It)

Written by Scott Boren on . Posted in Car Insurance 101, Home Insurance 101.

What Is an Insurance Declarations Page? (And Why You Should Read It) Most people file their insurance declarations page away without reading it. Not because they’re lazy – but because they don’t realize they’re overlooking the single most important document in their policy document package. Let’s be real – if you only read one page of your entire policy, make it the...

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What’s Your Dog’s Age In Human Years?

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Just How Old is Your Dog in Human Years? Even if only playfully, everyone has at one time or another wondered – how old is my dog in human years? In fact, we’ve all heard the popular expression “one human year is equivalent to seven dog years.” And we frequently use this method to determine our dog’s age in human years. But no one even knows the real origins of...

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Perils and Hazards

Perils & Hazards in Home Insurance: The Fine Print Nobody Reads

Written by Scott Boren on . Posted in Home Insurance 101.

Perils & Hazards in Home Insurance: The Fine Print Nobody Reads Here’s a pop quiz: You’ve just been approved for your dream home mortgage, and the lender asks for proof of “hazard insurance.” Do you know what they’re actually asking for? If you’re scratching your head, you’re not alone. Perils & hazards in home insurance form the backbone of...

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Freelancers Need Business Insurance

Freelancers Need Business Insurance: The Protection Solopreneurs Foolishly Skip

Written by Scott Boren on . Posted in Business Insurance.

Freelancers Need Business Insurance: The Protection Solopreneurs Foolishly Skip “I became a freelancer to escape corporate nonsense like insurance paperwork,” said every soon-to-be-sorry solopreneur ever. Here’s the uncomfortable truth many freelancers avoid: the moment you accepted payment for that first gig, you didn’t just become your own boss — you became a...

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What is Condo Insurance

What Is Condo Insurance? A Guide For New and Seasoned Home Owners

Written by Scott Boren on . Posted in Home Insurance 101.

What Is Condo Insurance? A Guide For New and Seasoned Home Owners What is condo insurance? It’s the question that ambushes you right in the middle of your dream condo purchase, just when you thought you had everything figured out. There you are—mere days from closing on that sleek downtown condo with the skyline view that will make your Instagram followers seethe with envy. The...

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Hot Car Safety Tips

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Hot Car Safety Tips Memorial day is just around the corner, so that means summer has arrived. With summer comes vacation plans, travel and road trips. This is officially the time when Americas get on the go. It’s also the time of year where the temperature begin to rise, so as we get ready to embark on another summer season, this is a good time to get some safety tips for a hot car. The...

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What Smart Business Owners Know Before They Buy Business Insurance

Written by Scott Boren on . Posted in Business Insurance.

What Smart Business Owners Know Before They Buy Business Insurance When you buy business insurance, you’re making one of the most intelligent risk management decisions possible. It’s not just another expense—it’s your business survival strategy. Every day, you’re gambling with your company’s future. Every customer who walks through your door, every product you...

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Car Insurance For College Students

Written by Scott Boren on . Posted in Car Insurance 101.

Car Insurance for the College Student Explained As the parent of a college-age student, you’re now becoming fully aware of the cost of raising your child. Adding to this stress, you now have to get your young adult into a good school. The competition is fierce to get into college. If it’s a top-tier school, forget it. Along with all the application stressors, you are also thinking...

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Keep Your Pet Safe in the Car During a Road Trip

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Learn How to Keep Your Pet Safe In the Car on a Road Trip According to MMGY, in 2015, road trips represented 22% of all vacations. However, as of 2019, it had increased to 63%. That’s a 64% increase in vacationers intending to road trip. For those of you with a four-legged friend, that can present some challenges. Do you board? Do you bring them with you? If you’re like so many...

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