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Author: Scott Boren

5 Pet Tips For The Fourth Of July

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Five Safety and Security Pet Tips For The Fourth Of July With more cities banning local fireworks, the booms and bangs of the Fourth of July celebration have become less of an issue for your pets. However, the local fireworks have been replaced with large municipal fireworks shows, with even larger explosions. If your home is close enough to the show, the sounds can be equally scary to an...

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Change Your Homeowners Insurance

Your Agent is Betting You Won’t Change Your Homeowners Insurance (Here’s Why They’re Wrong)

Written by Scott Boren on . Posted in Home Insurance 101.

They’re Betting You Won’t Change Your Homeowners Insurance (Here’s Why They’re Wrong) Want to know a secret that keeps your insurance agent sleeping soundly at night? You won’t change your homeowners insurance even when you hate it. You’ll complain about it, sure. There’s going to be eyes rolling and grumbling about rate increases. But actually pick...

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How Does New Car Insurance Work?

Written by Scott Boren on . Posted in Car Insurance 101.

How Does New Car Insurance Work? You’ve done all your research, watched all the videos on YouTube, and performed all the test drives, now it’s time to buy that new car. Fun! For many, there is just one more question to get answered: “How does new car insurance work?” You need coverage for your new wheels, right? For many, it’s super easy and your current auto...

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Know Your Employment Practices Liability Coverage

Written by Scott Boren on . Posted in Business Insurance.

What Small Business Should Know About Employment Practices Liability What if an employee sues your business for an employment-related matter? Would you have protection? Do you know which coverage provides business protection from things like wrongful termination, discrimination, or sexual harassment? Most small business owners don’t know what insurance coverage protects them from...

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How to Dock a Boat Properly

Written by Scott Boren on . Posted in Adventure.

How to Dock a Boat Properly and Safely It’s summer and you’re ready to get out on the water in your new boat. But wait, you’re not fully sure how to dock your boat properly. Well, this is common. Docking a boat in a tricky situation is one of those things that can get your heart racing, and answering that question you had about needing boat insurance. Don’t worry,...

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Do You Really Need Boat Insurance? (The Answer Won’t Make You Squirm)

Written by Scott Boren on . Posted in Adventure.

Do You Really Need Boat Insurance? (The Answer Won’t Make You Squirm) Do you need boat insurance? If you’re reading this, you’re probably weighing whether that extra monthly expense is worth it – or if it’s just another financial anchor dragging behind your new seafaring investment. Here’s what might surprise you: In 48 states, there’s no legal requirement to...

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Right to Refuse Service

Right to Refuse Service: What Every Business Owner Needs to Know

Written by Scott Boren on . Posted in Business Insurance.

Right to Refuse Service: What Every Business Owner Needs to Know “We reserve the right to refuse service to anyone.” You’ve seen the sign. Perhaps you’ve even posted one in your own establishment. But can a business refuse service legally? And more importantly—should they? Jack Phillips, owner of Masterpiece Cakeshop in Colorado, learned the hard way that refusing...

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How Much Does Boat Insurance Cost

How Much Does Boat Insurance Cost? A Complete Guide for Boaters

Written by Scott Boren on . Posted in Adventure.

How Much Does Boat Insurance Cost? A Complete Guide for Boaters You bought a boat for the ultimate freedom. Those perfect moments when it’s just you, the open water, and endless possibility. Then reality check — “how much does boat insurance cost?” Suddenly, it’s not all wind in your hair and the horizon stretching out before you. It’s not all that bad. Freedom...

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Do I Need Mexico Auto Insurance? What You Need to Know Before You Go

Written by Scott Boren on . Posted in Car Insurance 101.

Do I Need Mexico Auto Insurance? What You Need to Know Before You Go Many U.S. drivers planning their first trip to Mexico ask, “Do I need Mexico auto insurance?” The short answer is yes—not only for your protection but because it’s legally required. There are many misconceptions about driving in Mexico, from believing that your U.S. car insurance extends coverage across the border to...

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What is RV Insurance?

Written by Scott Boren on . Posted in Car Insurance 101.

What is RV Insurance? You recently purchased an RV or travel trailer and you’ll need RV insurance. But you have questions, First is, what is RV insurance? What makes it different from your auto insurance? Well, like your car insurance, RV insurance is an agreement between you and your insurance company to protect your motorhome, travel trailer, camper, fifth wheel, for a premium. Also...

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