Skip to main content
Call us: (877) 334-7646   |   Request Support

Author: Scott Boren

Home Insurance Claims Costs

Home Insurance Claims Costs More Than You Think

Written by Scott Boren on . Posted in Home Insurance 101.

Home Insurance Claims: The Real Costs That No One Talks About Home insurance claims costs are the checks you never want to cash—but might need to. Look, nobody wakes up in the morning thinking, “Today would be a fantastic day to file a home insurance claim!” Yet here we are, talking about the real costs of home insurance claims—something you hope never happens but should...

Continue reading

Coffee

Coffee vs. Car Insurance: What Your Daily Brew Says About Your Buying Habits

Written by Scott Boren on . Posted in Car Insurance 101.

Coffee vs. Car Insurance: What Your Daily Brew Says About Your Buying Habits There’s something oddly sacred about the morning cup of coffee. It’s not just about caffeine—it’s about ritual. A pause before the chaos. A warm, familiar comfort that quietly says, “You’ve got this.” Coffee, for many of us, is non-negotiable. We’ll stand in line, pay $6 for a crafted cup of frothy perfection, and...

Continue reading

Pay-As-You-Drive: How Usage Based Auto Insurance Is Gives Good Drivers Savings

Written by Scott Boren on . Posted in Car Insurance 101.

Pay-As-You-Drive: How Usage Based Auto Insurance Is Finally Giving Good Drivers What They Deserve Are you still paying the same insurance rates as that maniac who cuts you off every morning on your commute? If so, you’re being robbed in broad daylight… with your insurance company holding the bag. Welcome to the revolution of usage based auto insurance – where your actual driving...

Continue reading

Tips before buying auto insurance online

Written by Scott Boren on . Posted in Car Insurance 101.

Buying Auto Insurance Online: Tips Before You Click Considering buying auto insurance online, take a read through this and get some helpful tips. You would have to be living under a rock to not notice that the internet has made many of our shopping choices easier or more convenient. Shocker! And it’s no different for buying auto insurance online, but before you get sucked into this temptation...

Continue reading

Home Insurance Review

Why a Home Insurance Review Is More Important Than You Think

Written by Scott Boren on . Posted in Home Insurance 101.

Why a Home Insurance Review Is More Important Than You Think You bought your home insurance policy years ago when you closed on your house. Your insurance agent explained the coverage, you signed the paperwork, filed it away, and haven’t thought about it since. Sound familiar? For most homeowners, insurance is a “set it and forget it” purchase. You pay the premiums when...

Continue reading

Buy Home Insurance

Should I Buy Home Insurance? Everything You Need to Know Before You Decide

Written by Scott Boren on . Posted in Home Insurance 101.

Should I Buy Home Insurance? Everything You Need to Know Before You Decide You just signed the closing papers on your dream home. Congratulations! Get ready for a new set of questions, this time about protecting that investment. Chief among them: “Do I really need to buy home insurance?” The short answer? Yes. And the smart answer? Absolutely! When you’re deciding whether to...

Continue reading

Buying From An Insurance Agent

Why Buying from an Insurance Agent Is Still Better Than Buying Online

Written by Scott Boren on . Posted in Personal Finance.

Why Buying from an Insurance Agent Is Still Better Than Buying Online There I was, coffee in hand, Sunday morning financial blog binge in full swing. You know the drill—scrolling through investment advice, retirement strategies, and the latest fintech disruptions. Then something stopped me cold. A respected finance blogger—not an insurance industry shill—was actually praising the value of...

Continue reading

Why Don’t You Switch Car Insurance Regularly?

Written by Scott Boren on . Posted in Car Insurance 101.

Five Reasons for Switching Car Insurance Roughly 72% of us renew with our car insurance company each year. But many of us could be saving hundreds of dollars if we simply switch car insurance. Really!  Hundreds of dollars for switching car insurance. Check it out, and if you decide to shop for car insurance today, roughly 60% or more of you could save money. Why aren’t we switching car...

Continue reading

California Proposition 103 Actually Harms Consumers

Written by Scott Boren on . Posted in Car Insurance 101.

California Proposition 103: The Unintended Consequences for Consumers In 1988, California voters passed Proposition 103 by a narrow margin of 51.1% to 48.9%. Designed as a populist response to increasing California auto insurance rates, the proposition sought to protect consumers by limiting how insurance companies set rates. While the measure was intended to curb price increases and promote...

Continue reading

5 Steps to Choose an Insurance Agent Who Actually Works for You

Written by Scott Boren on . Posted in Personal Finance.

5 Steps to Choose an Insurance Agent Who Actually Works for You In a world where you can buy almost anything with a click, insurance remains deeply personal. So, how do you choose an insurance agent that’s right for you? You might be wondering why that matters. Let me ask you something: Would you hire a financial advisor without meeting them first? Would you trust someone with your health...

Continue reading