While many Southern Californians don’t have the same extreme weather issues as homeowners in the Midwest or Northeast, Californians in both moderate and extreme climates can make use of a good winter maintenance plan.  For obvious reason, you should be certain that you have the right insurance plan, winter time brings increased weather hazards, increased useage of heating systems, increased visitor traffic through the home, and pleant of good reasons to use the kitchen.   All of these activities increase your risk of a loss, so make sure you have excellent insurance coverage as your first home maintenance objective, regardless of the season.

  Below are some helpful non-insurance maintenance hints for you to review this winter season. 

• Check your outlets and all electrical holiday decorations for potential fire hazards such as frayed wires or loose connections. Do not overload the outlets, extension cords or surge protectors.
• Check and clean your heating system to make sure it is in good working condition for the winter months. This is generally a job best performed by a professional.
• Keep adequate fuel reserves on hand because fuel carriers might not be able to refuel for several days during severe weather.
• Close off and lower the temperature in rooms that are not in use. Make sure there is sufficient heat to prevent the freezing of water pipes.
• Insulate pipes that pass through unheated areas. Your home’s crawlspace and attic are two such areas.
• Clean or replace your furnace filter before the heating season begins.
• Clean the clothes dryer exhaust duct and space under the dryer. This prevents lint from accumulating and reduces the risk of fire.
• Service snow removal equipment and keep ice melting compound on hand to melt ice on walkways.
• Set the heat in your home no lower than 55 degrees.
• Remove screens from windows, and install storm windows.
• Protect your roof against heavy snow and ice loads. Keep gutters clean and roof drains open.
• Inspect washing machine hoses periodically, and replace hoses that show signs of wear or leakage.

At IronPoint Insurance Services, we pride ourselves in being helpful for more than just insurance.  But we are always happy to assist you with your insurance needs with our premium branded, A+ Rated, insurance programs offered through Travelers, Liberty Mutual, Mercury Insurance, and MetLife Auto & Home.  Call an IronPoint Agent today at (877) 334-7646 or visit www.ironpointinsurance.com to inquire about a quote.